* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Poppins', sans-serif;
    line-height: 1.6;
    color: #333;
    background: #fff;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header */
.navbar {
    position: fixed;
    top: 0;
    width: 100%;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    z-index: 1000;
    padding: 1rem 0;
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.1);
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-weight: 700;
    font-size: 1.5rem;
    color: #2dd4bf;
}

.logo-icon {
    font-size: 2rem;
}

.nav-menu {
    display: flex;
    gap: 2rem;
}

.nav-link {
    text-decoration: none;
    color: #333;
    font-weight: 500;
    transition: color 0.3s ease;
}

.nav-link:hover {
    color: #2dd4bf;
}

.cta-btn {
    background: linear-gradient(135deg, #ff6b6b, #feca57);
    color: white;
    border: none;
    padding: 0.75rem 1.5rem;
    border-radius: 25px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    text-decoration: none;
    display: inline-block;
}

.cta-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 25px rgba(255, 107, 107, 0.3);
}

/* Hero Section */
.hero {
    margin-top: 80px;
    padding: 4rem 0;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    overflow: hidden;
}

.hero-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.hero-title {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.hero-subtitle {
    font-size: 1.2rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

.hero-buttons {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.btn-primary, .btn-secondary {
    padding: 1rem 2rem;
    border: none;
    border-radius: 25px;
    font-weight: 600;
    font-size: 1rem;
    cursor: pointer;
    transition: all 0.3s ease;
    text-decoration: none;
    display: inline-block;
    text-align: center;
}

.btn-primary {
    background: linear-gradient(135deg, #2dd4bf, #06b6d4);
    color: white;
}

.btn-secondary {
    background: rgba(255, 255, 255, 0.2);
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.3);
}

.btn-primary:hover, .btn-secondary:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.2);
}

.illustration-container {
    position: relative;
    height: 400px;
}

.person {
    position: absolute;
    font-size: 4rem;
    animation: float 3s ease-in-out infinite;
}

.person-1 { top: 20%; left: 10%; animation-delay: 0s; }
.person-2 { top: 50%; right: 20%; animation-delay: 1s; }
.person-3 { bottom: 20%; left: 30%; animation-delay: 2s; }

.floating-card {
    position: absolute;
    font-size: 2rem;
    animation: bounce 2s ease-in-out infinite;
}

.card-1 { top: 10%; right: 10%; animation-delay: 0.5s; }
.card-2 { top: 60%; left: 5%; animation-delay: 1.5s; }
.card-3 { bottom: 30%; right: 30%; animation-delay: 2.5s; }

@keyframes float {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-20px); }
}

@keyframes bounce {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.1); }
}

/* Features Section */
.features {
    padding: 5rem 0;
    background: #f8fafc;
}

.section-title {
    text-align: center;
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 3rem;
    color: #1e293b;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.feature-card {
    background: white;
    padding: 2.5rem;
    border-radius: 20px;
    text-align: center;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    position: relative;
    overflow: hidden;
}

.feature-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 5px;
    background: linear-gradient(135deg, #2dd4bf, #06b6d4);
}

.card-teal::before { background: linear-gradient(135deg, #2dd4bf, #06b6d4); }
.card-coral::before { background: linear-gradient(135deg, #ff6b6b, #ee5a52); }
.card-yellow::before { background: linear-gradient(135deg, #feca57, #ff9ff3); }

.feature-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
}

.feature-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.feature-card h3 {
    font-size: 1.5rem;
    font-weight: 600;
    margin-bottom: 1rem;
    color: #1e293b;
}

.feature-card p {
    color: #64748b;
    font-size: 1.1rem;
}

/* Comparison Section */
.comparison {
    padding: 5rem 0;
    background: white;
}

.comparison-toggle {
    display: flex;
    justify-content: center;
    gap: 1rem;
    margin-bottom: 3rem;
}

.toggle-btn {
    padding: 1rem 2rem;
    border: 2px solid #e2e8f0;
    background: white;
    border-radius: 25px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    text-decoration: none;
    display: inline-block;
}
.toggle-btn:hover { transform: translateY(-2px); }

.toggle-btn.active {
    background: linear-gradient(135deg, #667eea, #764ba2);
    color: white;
    border-color: transparent;
}

.tab-content {
    display: none;
}

.tab-content.active {
    display: block;
}

.comparison-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.comparison-card {
    background: #f8fafc;
    padding: 2rem;
    border-radius: 15px;
    border-left: 5px solid #2dd4bf;
}

.comparison-card h4 {
    font-size: 1.3rem;
    font-weight: 600;
    margin-bottom: 1rem;
    color: #1e293b;
}

.pros, .cons {
    margin: 0.5rem 0;
    font-size: 1rem;
}

.pros { color: #059669; }
.cons { color: #dc2626; }

/* Testimonials */
.testimonials {
    padding: 5rem 0;
    background: linear-gradient(135deg, #ffecd2 0%, #fcb69f 100%);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.testimonial-card {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
}

.avatar {
    font-size: 3rem;
    flex-shrink: 0;
}

.speech-bubble {
    background: white;
    padding: 1.5rem;
    border-radius: 20px;
    position: relative;
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
}

.speech-bubble::before {
    content: '';
    position: absolute;
    left: -10px;
    top: 20px;
    width: 0;
    height: 0;
    border-top: 10px solid transparent;
    border-bottom: 10px solid transparent;
    border-right: 10px solid white;
}

.speech-bubble p {
    margin-bottom: 0.5rem;
    font-style: italic;
}

.name {
    font-weight: 600;
    color: #667eea;
}

/* CTA Section */
.cta-section {
    padding: 4rem 0;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    text-align: center;
}

.cta-section h2 {
    font-size: 2.5rem;
    margin-bottom: 2rem;
}

.btn-cta {
    background: linear-gradient(135deg, #feca57, #ff9ff3);
    color: white;
    border: none;
    padding: 1.2rem 3rem;
    border-radius: 30px;
    font-size: 1.2rem;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.3s ease;
    text-decoration: none;
    display: inline-block;
}

.btn-cta:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.2);
}

/* Footer */
.footer {
    background: white;
    padding: 3rem 0 1rem;
    border-top: 1px solid #e2e8f0;
}

.footer-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 2rem;
}

.footer-links {
    display: flex;
    gap: 2rem;
}

.footer-links a {
    text-decoration: none;
    color: #64748b;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: #2dd4bf;
}

.social-links {
    display: flex;
    gap: 1rem;
}

.social-link {
    font-size: 1.5rem;
    text-decoration: none;
    transition: transform 0.3s ease;
}

.social-link:hover {
    transform: scale(1.2);
}

.footer-bottom {
    text-align: center;
    padding-top: 2rem;
    border-top: 1px solid #e2e8f0;
    color: #64748b;
}

/* New Page Styles */
.page-hero {
    margin-top: 80px;
    padding: 3rem 0;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    text-align: center;
}

.nav-link.active { color: #2dd4bf; font-weight: 600; }

/* Banking Services */
.banking-services { padding: 5rem 0; background: #f8fafc; }
.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(350px, 1fr)); gap: 2rem; }
.service-card { background: white; border-radius: 15px; padding: 2rem; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); }
.service-image { width: 100%; height: 200px; object-fit: cover; border-radius: 10px; margin-bottom: 1.5rem; }
.service-card ul { list-style: none; }
.service-card li { margin: 0.5rem 0; color: #059669; }

/* Enhanced Features */
.feature-stats { display: flex; gap: 1rem; margin-top: 1rem; flex-wrap: wrap; }
.feature-stats span { background: rgba(45, 212, 191, 0.1); color: #0d9488; padding: 0.3rem 0.8rem; border-radius: 15px; font-size: 0.9rem; }

/* Education Section */
.education { padding: 5rem 0; background: white; }
.education-content { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center; }
.edu-item { display: flex; gap: 1rem; margin-bottom: 2rem; }
.edu-icon { font-size: 2rem; }
.edu-img { width: 100%; border-radius: 15px; box-shadow: 0 15px 35px rgba(0, 0, 0, 0.1); }

/* Credit Cards */
.cards-showcase { padding: 4rem 0; }
.credit-card-item { display: grid; grid-template-columns: 300px 1fr; gap: 2rem; background: #f8fafc; border-radius: 20px; padding: 2rem; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); }
.card-visual { background: linear-gradient(135deg, #667eea, #764ba2); color: white; padding: 2rem; border-radius: 15px; text-align: center; min-height: 180px; }
.student-card { background: linear-gradient(135deg, #2dd4bf, #06b6d4); }
.pro-card { background: linear-gradient(135deg, #ff6b6b, #ee5a52); }
.premium-card { background: linear-gradient(135deg, #feca57, #ff9ff3); }
.card-benefits { display: flex; flex-direction: column; gap: 0.5rem; margin: 1rem 0; }
.benefit { color: #059669; font-weight: 500; }
.apply-btn { background: linear-gradient(135deg, #667eea, #764ba2); color: white; border: none; padding: 0.8rem 2rem; border-radius: 25px; font-weight: 600; cursor: pointer; transition: all 0.3s ease; text-decoration: none; display: inline-block; }
.apply-btn:hover { transform: translateY(-2px); box-shadow: 0 10px 25px rgba(102, 126, 234, 0.3); }

/* Loans */
.loan-types { padding: 4rem 0; }
.loans-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(350px, 1fr)); gap: 2rem; }
.loan-card { background: #f8fafc; border-radius: 20px; overflow: hidden; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); }
.loan-header { position: relative; height: 200px; }
.loan-header img { width: 100%; height: 100%; object-fit: cover; }
.loan-header h3 { position: absolute; bottom: 1rem; left: 1rem; color: white; font-size: 1.5rem; text-shadow: 0 2px 10px rgba(0, 0, 0, 0.5); }
.loan-details { padding: 2rem; }
.rate { font-size: 1.5rem; font-weight: 700; color: #059669; margin-bottom: 1rem; }
.loan-features { list-style: none; }
.loan-features li { margin: 0.5rem 0; color: #059669; }
.loan-apply-btn { width: 100%; background: linear-gradient(135deg, #2dd4bf, #06b6d4); color: white; border: none; padding: 1rem; border-radius: 10px; font-weight: 600; cursor: pointer; transition: all 0.3s ease; text-decoration: none; display: inline-block; text-align: center; }
.loan-apply-btn:hover { transform: translateY(-2px); box-shadow: 0 10px 25px rgba(45, 212, 191, 0.3); }

/* Calculator */
.loan-calculator { padding: 4rem 0; background: #f8fafc; }
.calculator-container { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; background: white; border-radius: 20px; padding: 3rem; box-shadow: 0 15px 35px rgba(0, 0, 0, 0.1); }
.input-group { margin-bottom: 2rem; }
.input-group input[type="range"] { width: 100%; margin: 1rem 0; }
.calculator-result { text-align: center; background: linear-gradient(135deg, #667eea, #764ba2); color: white; border-radius: 15px; padding: 2rem; }
.payment-amount { font-size: 3rem; font-weight: 700; margin: 1rem 0; }

/* Process Steps */
.loan-process { padding: 4rem 0; }
.process-steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 2rem; }
.step { text-align: center; padding: 2rem; }
.step-number { width: 60px; height: 60px; background: linear-gradient(135deg, #2dd4bf, #06b6d4); color: white; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 1.5rem; font-weight: 700; margin: 0 auto 1rem; }

/* Rewards */
.rewards-overview { padding: 3rem 0; background: white; }
.rewards-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 2rem; }
.stat-card { text-align: center; padding: 2rem; background: linear-gradient(135deg, #ffecd2, #fcb69f); border-radius: 15px; }
.stat-number { font-size: 2.5rem; font-weight: 700; color: #1e293b; }
.stat-label { color: #64748b; font-weight: 500; }
.rewards-categories { padding: 4rem 0; background: #f8fafc; }
.categories-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 2rem; }
.category-card { background: white; border-radius: 15px; padding: 2rem; text-align: center; box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1); transition: transform 0.3s ease; }
.category-card:hover { transform: translateY(-5px); }
.category-icon { font-size: 3rem; margin-bottom: 1rem; }
.reward-rate { background: linear-gradient(135deg, #2dd4bf, #06b6d4); color: white; padding: 0.5rem 1rem; border-radius: 20px; font-weight: 600; display: inline-block; margin: 1rem 0; }
.partners { display: flex; gap: 0.5rem; justify-content: center; flex-wrap: wrap; margin-top: 1rem; }
.partners span { background: #f1f5f9; padding: 0.3rem 0.8rem; border-radius: 15px; font-size: 0.9rem; color: #64748b; }
.exclusive-perks { padding: 4rem 0; background: white; }
.perks-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 2rem; }
.perk-card { background: #f8fafc; border-radius: 15px; padding: 2rem; text-align: center; box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1); }
.perk-card img { width: 100%; height: 150px; object-fit: cover; border-radius: 10px; margin-bottom: 1rem; }
.rewards-redemption { padding: 4rem 0; background: #f8fafc; }
.redemption-options { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 2rem; }
.redemption-card { background: white; border-radius: 15px; padding: 2rem; text-align: center; box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1); transition: transform 0.3s ease; }
.redemption-card:hover { transform: translateY(-5px); }
.redemption-icon { font-size: 3rem; margin-bottom: 1rem; }
.min-redemption { color: #64748b; font-size: 0.9rem; margin-top: 1rem; }
.rewards-tracker { padding: 4rem 0; background: white; }
.tracker-demo { max-width: 600px; margin: 0 auto; }
.tracker-card { background: linear-gradient(135deg, #667eea, #764ba2); color: white; border-radius: 20px; padding: 3rem; text-align: center; }
.progress-item { margin: 2rem 0; }
.progress-bar { background: rgba(255, 255, 255, 0.2); border-radius: 10px; height: 10px; margin: 1rem 0; overflow: hidden; }
.progress-fill { background: #2dd4bf; height: 100%; border-radius: 10px; transition: width 0.3s ease; }
.points-balance { font-size: 2rem; font-weight: 700; margin: 1rem 0; }
.next-reward { background: rgba(255, 255, 255, 0.1); padding: 1rem; border-radius: 10px; margin-top: 2rem; }

/* Contact */
.contact-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 2rem; }
.contact-card { background: #f8fafc; border-radius: 15px; padding: 2rem; text-align: center; box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1); }
.contact-icon { font-size: 3rem; margin-bottom: 1rem; }
.contact-btn { background: linear-gradient(135deg, #2dd4bf, #06b6d4); color: white; border: none; padding: 0.8rem 2rem; border-radius: 25px; font-weight: 600; cursor: pointer; margin-top: 1rem; transition: all 0.3s ease; text-decoration: none; display: inline-block; }
.contact-btn:hover { transform: translateY(-2px); box-shadow: 0 10px 25px rgba(45, 212, 191, 0.3); }

/* Forms */
.form-container { display: grid; grid-template-columns: 2fr 1fr; gap: 3rem; background: white; border-radius: 20px; padding: 3rem; box-shadow: 0 15px 35px rgba(0, 0, 0, 0.1); }
.contact-form { display: flex; flex-direction: column; gap: 1.5rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-group { display: flex; flex-direction: column; }
.form-group input, .form-group select, .form-group textarea { padding: 0.8rem; border: 2px solid #e2e8f0; border-radius: 10px; font-family: inherit; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: #2dd4bf; }
.submit-btn { background: linear-gradient(135deg, #667eea, #764ba2); color: white; border: none; padding: 1rem 2rem; border-radius: 25px; font-weight: 600; cursor: pointer; transition: all 0.3s ease; text-decoration: none; display: inline-block; }
.submit-btn:hover { transform: translateY(-2px); box-shadow: 0 10px 25px rgba(102, 126, 234, 0.3); }

/* FAQ */
.faq-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(350px, 1fr)); gap: 2rem; }
.faq-item { background: #f8fafc; border-radius: 15px; padding: 2rem; box-shadow: 0 5px 15px rgba(0, 0, 0, 0.1); }

/* Legal */
.legal-document { max-width: 800px; margin: 0 auto; background: #f8fafc; border-radius: 15px; padding: 3rem; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); }
.legal-header { text-align: center; margin-bottom: 3rem; padding-bottom: 2rem; border-bottom: 2px solid #e2e8f0; }
.legal-section { margin-bottom: 2rem; }
.legal-section ul { margin-left: 1rem; }
.contact-email { font-weight: 600; color: #2dd4bf; }

/* Responsive Design */
@media (max-width: 768px) {
    .nav-menu { display: none; }
    .hero-container, .education-content, .credit-card-item, .calculator-container, .form-container { grid-template-columns: 1fr; }
    .hero-title, .page-hero h1 { font-size: 2rem; }
    .features-grid, .comparison-cards, .testimonials-grid, .services-grid { grid-template-columns: 1fr; }
    .footer-content { flex-direction: column; gap: 2rem; }
    .footer-links { flex-wrap: wrap; justify-content: center; }
    .form-row { grid-template-columns: 1fr; }
}